Mac Personal Finance Software Finance personal software is an excellent way to create a budget and stay on that budget. There are many financial software programs available for the PC and the Mac. This blog post discusses three Mac personal finance software programs: Fortora Fresh Finance, Moneydance and Mvelopes.

Choosing the right personal finance software is very important because if you don’t feel comfortable using the software, you will probably tend to let things go and not implement the software. Implementing personal finance software is the only way to keep your budget on track. It is so convenient to use software for budgeting and keeping track of your checking and savings accounts.

Personally, it is the only way I can know where money is being spent and the only way I can stay on budget. Ok, now on to the reviews.

Fortora Fresh Finance

This software program can be used with one or more people on one or several computers. It is available for the PC and Mac. With Fortora Fresh Finance you can:

  1. Track your accounts including bank, credit and loans.
  2. Track your budget
  3. Create reminders for bill payment
  4. Allocate transactions to different budget categories
  5. Download transactions from different financial institutions

This Mac personal finance software is very easy to use and has a clean look and feel to it which is very important to me. I like things to be clean and neat, especially when I’m dealing with finances! One thing that I really noticed about Fortora Fresh Finance is their customer service. Emails are answered promptly during business hours and it is obvious they make customer service a priority. I like that.

Moneydance

This Mac personal finance software is open source and runs on Mac, Windows, Linux, Solaris, OS/2, and Unix operating systems. Sometimes the open source option can bother people because they feel that if it is running on so many operating systems, there could be a lot of glitches.

I really have not found that to be a problem. Moneydance, as a finance personal software, does not include all the features some other programs, but it does offer features most people find necessary. I also found that Moneydance is updated often and the support is solid. For these reasons, I believe it is an inexpensive and viable option for personal finance software.

Mvelopes

This is really my favorite. One of the best features of Mvelopes is that it is web-based. This is very important to me because both I and my husband need to have immediate access to all our accounts. Having immediate access is one of the ways we have been able to make budgeting successful and has helped me to fully understand the importance of personal finance software.

For example, if we are out running errands and get hungry, instead of just heading to a restaurant, we use our cell phone to check our “eating out” category in the Mvelopes account to see if there is money in the “eating out” budget category. If there is no money left in that category, we suck it up and wait until we get home to eat.

Mvelopes is more expensive than other personal finance software programs because you pay a monthly fee for access to the database. But I know it is worth the money because we would be constantly going over budget if not for being able to check our accounts at the touch of a button.

In addition to reporting, Mvelopes allows you to set up automatic payments for your bills as well as automatically keeps track of transactions. This means that you no longer have to worry about forgetting to put a transaction into your checking account, it’s all done automatically.

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